Terms of Service

1. General
1.1. Service Proprietor
The BdTips dot com (www.bdtips.com) website is owned and operated by Mohammad Ashiqul Islam and his team (referred to hereafter as 'BdTips', 'we', 'us' or 'our').

1.2. Acceptance of the Terms of Service
Your membership of the Service is conditional upon your agreement to, acceptance of and compliance with these Terms of Service, as well as agreement to and compliance with other terms, conditions, notices and disclaimers contained elsewhere on the BdTips website.

The submission of your BdTips membership application constitutes your acceptance of these Terms of Service.

1.3. Changes to the Terms of Service
We reserve the right to vary these Terms of Service by providing 30 days notice on this website. Because as a member of the Service you will continue to be bound by these Terms of Service, you should periodically refer to them here to review any changes.

1.4. Changes to the Service
We reserve the right to vary the specifications, rates, rewards, rules, conditions and content of any aspect of the Service at any time without notice.

1.5. Content of the Network
Whilst we make every effort to ensure information or content posted by registered users and published on BdTips by us is accurate and complete, we make no guarantee that it is, and cannot be held responsible for any errors or omissions in any such information or content.

Any dated information or content published by us on BdTips is current at the time of publication, and we are not obliged to update or amend any such information or content.

2. Eligibility and Conditions of Membership
These conditions of membership are the primary, but not the only conditions of membership. We reserve the right to terminate your membership of the Service if you breach or fail to comply with any of the following conditions of membership:

2.1. Eligibility to join the Service
2.1.1. To be eligible to join the Service, you must:

a. be 18 years of age or over; or
b. if you are between 14 and 17 years of age, you must have a parentís or guardianís permission to join. Individuals 13 years of age or below are not eligible to join BdTips.

2.1.2. You may join the Service regardless of your location.

2.2. Joining and using the Service
2.2.1. You may only apply for and use one membership.

2.2.2. You must not join nor use the Service on behalf of any other individual, including a family member.

2.2.3. You must not allow any other individual to use the Service on your behalf.

2.3. Email address
2.3.1. You must provide a valid email address when you register to become a member. For your membership to be considered active and valid, you must validate your registered email address by clicking on a link within an email we send to you after registration.

2.3.2. The email address you provide when you register must be an active email address in regular use by you.

2.3.3. If you ever discontinue use of the registered email address, for your membership to remain active you must advise us of a new, active email address that you regularly use. You can advise us of a new email address in the Account Details section of this web site.

2.3.4. Your registered email address must not be the registered email address of any other member of the Service.

2.4. Personal and profile information
2.4.1. You must provide us with information about yourself, and you agree to us keeping a record of that information whether you remain a member of the Service or choose to cancel your membership. You may be required to provide personally identifiable information in the Account Settings section of this website.

2.4.2. The information you provide to us must be complete, current, correct, valid and truthful.

2.4.3. You must keep the information that you have provided to us current and up-to-date by periodically reviewing and updating the information provided. You can do this using the Account Details section of this web site.

3.1. Your balance
3.1.1. As a member of the Service we will maintain against your membership account a balance of earnings in both Bangladeshi Currency and United States Currency (USD). As you use the Service you may accumulate money, and then once your balance reaches a threshold level as set by us, you may redeem the funds by redemption options we offer.

3.1.2. There is a minimum threshold balance required before you may request for any redemption of funds. We may change the minimum threshold balance at any time. At the present time the minimum threshold for redemption is USD 10 for international members and BDT 500 for Bangladeshi members.

3.1.3. Until such time as your balance reaches the minimum threshold, we are not liable to you for payment of any kind.

3.1.4. You expressly acknowledge that your eligibility to redeem your funds conditional upon your ongoing compliance with these Terms of Service. If at any time we have evidence or reason to believe that you are not in compliance with these Terms of Service, we may, at our discretion, cancel your membership of the Service, cancel any right or interest that you may have in the funds that you have accumulated, and cancel any outstanding redemption or payment of cash or other rewards.

3.1.5. If you choose to cancel your BdTips membership account, all of your earnings are immediately and irreversibly forfeited. All outstanding and pending payments and rewards are immediately cancelled.

3.2. Earnings obtained by fraud or deception
When an amount of earnings has been credited to your account and we at any time have evidence or reason to believe that those earnings were credited to your account by fraudulent, deceptive or dishonest actions of you or any other member, we reserve the right to reverse the transaction by deducting from your account the same amount of funds.

3.3. Earnings credited due to error or computer software bug
If earnings are credited to your account due to a human or computer error, or if earnings are credited to your account due to the accidental or deliberate exploitation of a computer programming bug by you or by anyone else, we reserve the right to adjust or reverse the transaction without notice.

3.4. Transferability
BdTips earnings are not transferable between members or accounts under any circumstances.

3.5. Waiting period
For some aspects of the Service and Network, funds may not be credited to you immediately and you are to comply with the waiting period.

3.6. Earnings do not expire
Your earnings do not have an expiry date. Any funds you have accumulated in compliance with these Terms of Service will remain in credit against your membership account until they are redeemed by you, as long as your membership account remains active and you continue to comply with these Terms of Service.

3.7. No guarantee of earning potential
You acknowledge that we do not make or imply any guarantee or representation as to the money you can earn as a member of the Service.

4. Posting and rating articles, posting comments, and general user behavior
4.1. You must not post any copied material on BdTips. If BdTips mistakenly publish copied material and it turns out to be copyright protected - BdTips will delete your post and take back any revenue you earned against it.
4.2. You have access to others' profile pages except for private areas.
4.3. When registered and logged in, you can post new articles, post comments on others' profiles.
4.4. You must respect other users; using abusive language will get you banned from BdTips.
4.5. You have the right to express yourself without offending other users.
4.6. Spamming with nonsense posts/messages or illegal content on other visitors' profile page through the comment box is strictly prohibited.
4.7. Any accusation without proof, intimidation, threat or disrespect against BdTips and / or BdTips staffs / assistants, here or elsewhere will be seen as disrespectful and may lead to the permanent suspension of your account, temporary suspension of membership or any other benefits.
4.8. Posting topics or messages that may directly or indirectly be prejudicial to BdTips, its users, sponsors or service providers will be considered an offense and are strictly prohibited.
4.9. You must upload a genuine profile picture to be an eligible member of the Service. You need at least 3 published articles to post comments in others' profiles.

5. User Account
5.1. As your password must be kept secret from others, we store it in an irreversible format. In the unlikely event of someone hacking into your account, we will not be held responsible. When you request your password, we will send you a new one to your email.
5.2. You can only have one account. Any attempt to create more than one account will lead to the termination of all of them.
5.3. You are allowed to sign in to your own account. Using others' account or sharing accounts are strictly prohibited. Any attempt to do otherwise may lead to the termination of your account.
5.4. Accounts are not transferable.
5.5. BdTips may or may not modify user account information based on user request.

6. Friends and family
6.1. You may refer as many people as you want.
6.2. You must not send unsolicited email or force anyone in any other way into becoming your friend on BdTips.

7. Anti-cheat policy
7.1. Each attempt, in any way, to hack into the system will be logged.
7.2. Sometimes we will warn you, sometimes we will not. In either way, when you request payout, our monitoring system will analyze your actions and take its own actions in return. Normally, attempts to hack the system will result in account termination.
7.3. We may or may not inform you that your account was terminated. In the first case, we will send you an email. In either case, you will be notified as soon as you try to use any of the services at BdTips.

8.Payments to users
8.1.1Common: The minimum threshold for redemption for Bangladeshi Members is BDT 500, for foreign members it is USD 10.
8.1.2 Common: At the time you make a request for redemption of your earnings, we will review the details and transaction history of your membership account, and the details of any related membership accounts, to check for any evidence of fraud or deception by you. If we have evidence or reason to believe that you have acted fraudulently or deceptively in your dealings with us, we may choose to deny your request for redemption of earnings, or deduce the amount fraudulently accumulated or take other action such as canceling your membership account as permitted by these Terms of Service.
8.1.3 Common: At the time you make a request for redemption of your earnings, we reserve the right to contact you using the personally identifiable information you provided during regsitration. If you are unavailable or elect not to respond, we may deny your request for payment of earnings.
8.1.4 Common: BdTips has no obligation in respect of any tax due on the Funds given to a member and the member shall be responsible for declaring any income received from BdTips under this Agreement.
8.1.5 Common: BdTips will attempt to honor the funds owed once a redemption is made, however if BdTips is experiencing financial or technical trouble or has defaulted in bankruptcy, BdTips and BdTips stakeholders will not be liable for any post redemption threshold funds owed.

8.2. All payments will be made in any of the three ways preferred by a registered visitor: 1. PAYPAL by United States Currency (USD) 2. Mobile Credit Recharge in BDT and 3. Bank Deposit in BDT (Bangladeshi Taka - only meant for Bangladeshi users).

8.3. Payment by PayPal (for international members)
8.3.1. Payment of earnings by PayPal is only possible if you provide a valid PayPal account at time of redemption request.
8.3.2. You are solely responsible for ensuring the accuracy of the information provided for the purposes of a PayPal transfer.
8.3.3. We will only approve and process a PayPal payment of earnings where the nominated account is the same as or includes, the name under which your membership account was registered.
8.3.4. If a payment of earnings by PayPal that you request is processed to the wrong PayPal account, the funds are lost and we will not take any action to reverse the transaction, reprocess the transaction, or refund earnings to you.
8.3.5. We will store and maintain your PayPal account details securely and in accordance with the BdTips Privacy Policy.
8.3.6. The United States Currency Funds may or may not be converted to your local currency during the PayPal transfer.
8.3.7. You acknowledge that BdTips owes you no funds until you reach the redemption threshold which is currently $10.

(This Section is applicable for Payment to Bangladeshi Members)
8.4.1. You acknowledge that BdTips owes you no funds until you reach the redemption threshold which is currently BDT 500.
8.4.2. Payments more than BDT 500 or USD 10 will be made within 7 business days after being requested. In case of a bigger amount - it may take up to 14 business days.
8.4.3. To the amount paid, a fee of BDT 100 will be deducted in case of a Bank Deposit of an amount more than BDT 1000.
8.4.4. You are not allowed to Request more than one payment per month.
8.4.5. You must send us an email requesting your payment and after receiving the payment you must send us another email confirming the payment.

9. Advertisements
9.1. We accept any kind of advertisement except for pages that break out of frames, have malicious code, redirect to another page, have adult or illegal content, contain any kind of multi-level offers, contain referral sales and those that include gambling/betting, gambling content or are held by a gambling company. Also, any advertisement that uses BdTips' name for any unrelated services is not allowed.
9.2. We reserve the right to deny any advertisement that we do not see fit to be displayed.

10. Account suspension
10.1. Termination
These Terms of Service are effective and in force until terminated by us. We may terminate these Terms of Service at any time without notice.

10.2. Common
The account information associated with a registered member will never be deleted from BdTips no matter whether his/her membership is Terminated, Cancelled, Suspended or suffered Non-use.

10.3. Cancellation by us
We reserve the right to cancel your membership and terminate your use of the Service at any time, without cause or reason, and without notice. Specifically, we may cancel your membership and terminate your use of the Service, without notice, if you:

a. breach or violate any conditions or requirements in these Terms of Service;
b. act against the business interests or reputation of BdTips or its affiliated organizations and clients.

10.4. Non-use
We reserve the right to cancel your membership and terminate your use of the Service, with 7 days notice, if your membership account becomes inactive through non-use over a period of 12 months. To prevent your membership account from becoming inactive, it is sufficient to simply sign in to the BdTips web site on a regular basis.

10.5. Cancellation by you
You cannot choose to cancel, delete or terminate your account. You can of course prevent getting email notifications from us. This can be done in the Account Settings section of this web site.

10.6. Forfeit of rewards
If your membership is cancelled, or terminated, you will forfeit of your reward points, and all outstanding redemption payments and rewards.

10.7. Refusal of application
We reserve the right to refuse your application to join the Service again if we have ever cancelled your membership of the Service in the past or if your information is not genuine.

11. Severability
If any part of these Terms of Service is or becomes illegal, invalid or unenforceable, it shall not affect the validity or enforceability of any other part or provision of these Terms of Service.

12. Disclaimer of Warranty
You acknowledge that you have not relied upon or been induced by any representation by us and that we make no warranty or representation as to:

a. the results that may be obtained through membership of the Service;
b. the accuracy, reliability or otherwise of any information obtained through membership of the Service;
c. the financial or other rewards which may be obtained through membership of the Service;
d. the Service or Network being uninterrupted, timely or error free;
e. the goods and/or services purchased or obtained through the services offered by third parties.

13. Limitation of Liability
You release BdTips, its parents, subsidiaries, and its officers, employees, agents, and affiliates from any claim for loss, damage or liability, including special indirect or consequential loss or damage such as loss of revenue, unavailability of systems or loss of data, in respect of:

a. any advertisement or offer brought to your attention by our Service;
b. your membership of the Service;
c. your use of or inability to use the BdTips Network or BdTips Friends Network;
d. the quality of goods and/or services purchased by you from a Third Party ad on BdTips;
e. any dispute with a Third Party supplier of goods and/or services.

13.1 Indemnification
You indemnify and keep indemnified BdTips, its parents, subsidiaries, and its officers, employees, agents, and affiliates against all claims (including third party claims), demands, damages, costs (including legal costs), penalties or suits caused by or arising out of or consequential upon your membership of the Service.
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